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I already have a career recently started, but I'm broke (relative to getting a house) and have a lot of student loan debt. I want to pay down my loans some, and save before I get a place of my own (I hate the idea of having a loan or debt of any kind). I'm not going to rent, it's more expensive than where I'm at (for less space), a TOTAL waste of money, and I can't turn my HiFi gear up to 11 like I need to sometimes.
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